Do the Public Notaries carry out the sale procedure?

Do I need to obtain a visa to go to Turkey for a short visit?

What is the weather like?

How do the locals treat foreigners who purchase there?

Is it necessary to learn the language?

How many British people live in the Mediterranean region?

Are double taxation treaties in place?

What additional costs are there in relation to the purchase?

Is there a good range of banks and are they English-speaking?

After I have received the necessary permission to purchase, what happens next?

What should I expect to pay in community fees?

Like in the UK are solicitors involved in property purchases?

Are there ongoing taxes?

What documents are required?

What is the general buying process in Turkey?

How much should I plan to spend for a resale ( new or old ) property?

How much should I expect to pay as a deposit for a resale property and when is the balance expected?

On a new development, what is the average deposit required and can I pay in stage payments?

Will the property be Freehold?

Are there any restrictions for foreigners purchasing in Turkey?

Can I work in Turkey?

Can I reside in Turkey as a British National?

Are there many English speaking lawyers in Turkey?

What about healthcare in terms of the standard and costs?

Where is the Turkish Embassy?

Can I as a foreign National buy or establish a company in Turkey?

Can I bring my household items to Turkey?

What is the government system in the country?

How much money can I take with me when I leave Turkey?

Can I bring a car to Turkey?

If I move to Turkey, can I take my dog/cat with me?

What about eating out?

How does the general cost of living compare to the UK?

What facilities are there on a typical development?

Is social insurance coverage compulsory for foreign nationals in Turkey?

Turkish Consulate General:

What if I would like to renovate my property?

Are families/children welcome?

How safe is the country?

What about furnishing my property?

Can I rent out my property?

What about paying for energy and water supplies if my main home is not in Turkey?

Can I find properties with swimming pools, Turkish baths, saunas and other facilities in Turkey?

Will I pay Capital gains Tax if I decide to sell my property?

What about schools and colleges?

Important Note

 

 

Q: Do the Public Notaries carry out the sale procedure?

A:

Notaries are the lawyers some Turkish people use for such transactions. They are more expensive than the solicitors you can hire in Turkey but they have set standard procedures for property purchases which are completely legal and secure. One thing you should know about the Notaries is there is 1.5% stamp duty to pay for whatever value you have put on the contract. For example, if you have made a contract for a £100,000 worth of property, you would pay £1,500 as stamp duty. Notaries normally charge around £100-£250 for their own fee. Public notaries are the official witnesses who are the lawyers for both parties. Therefore, using The Advice Centre may be a better (and cheaper) option for you.

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Q: Do I need to obtain visa to go to Turkey for a short visit?


A: 
British, Irish and other EU nationals are required to obtain a visa for visiting Turkey. You don’t have to apply for a visa for short visits at the Turkish Embassy in UK. You’ll be able to obtain a ‘Multiple entry e-visa’ online valid for multiple visits totaling up to 90 days in any 180 period. There is a $20 fee payable per person for this visa. You can still obtain a ‘visa on arrival’ at the airport or borders although the cost rises to $30 per person. You should be aware that the authorities have indicated that ‘visa on arrival’ is due to be phased out and can be withdrawn at any time without notice. You are advised to apply for the e-visa online at least 24 hours before you are due to arrive.

The Turkish e-Visa replaced the ‘sticker visa’ in 2013. Visitors arriving to Turkey without visas may also obtain their e-Visas via interactive kiosks placed in Turkish airports however they are phasing these out.  The Turkish online visa procedure is quick and saves you time since you no longer have to stand in line to get your ‘sticker visa’.  The cost is approx $20. For more information contact the Foreign Citizens Advice Centre about your own individual circumstances.

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Q: What is the weather like?

A: Turkey has seasons similar to Western Europe but with much better temperatures. In winter, you’ll find the temperatures on the south coast ranging between 5 and 15 degrees, in spring it warms up to 25 degrees. The summer is usually dry and hot from May through to September peaking at 40 degrees, cooling again as we move into autumn back down from 25 to 15 degrees.

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Q: How do the locals treat foreigners who purchase there?

A: You will find Turkish people extremely hospitable and friendly. Turkey has been a destination for British and Irish holiday makers since the early eighties. Most people in the holiday resorts speak English and are very welcoming whether you make business with them or not.

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Q: Is it necessary to learn the language?

A: No but, as with anywhere in the world, it always brings advantages.

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Q: How many British people live in Mediterranean region?

A:

In 2017, there were about 15,000 British people living around the Coastal areas and with sales continuing at a steady pace, this figure should increase substantially throughout 2018. Away from the coastal areas, there are plenty of ex-pats in the main cities too. Additionally there are thousands of other EU nationals who have chosen to reside permanently in Western Turkey.

 

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Q: Are double taxation treaties in place?

A: Turkey is a signatory to a treaty for the prevention of double taxation with many countries of the world.

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Q: What additional costs are there in relation to the purchase?

A:  You will pay stamp duty, legal fees and property transfer tax. The latter is 4% of the declared value at the time of deeds transfer but sometimes split 50/50 with the purchaser, so that you pay 2% of the amount shown on the title deeds. Traditionally, though, it is the purchaser who pays the 4% for both parties.

 

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Q: Is there a good range of banks and are they English speaking?

A: There are many banks where English is widely spoken, so no worries there. It is easy to open a bank account and you can have both Turkish and English accounts – your choice. You can transfer monies freely and easily, without limit, from your European account to the Turkish one and vice versa.

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Q: After I have received the necessary permission to purchase, what happens next?

A:

Your representative should carry out pre-completion checks. Following this, you (or officially appointed legal representative) will sign a deed of transfer in front of an officer at the Land Registry, who then records you as the official owner of the property. The property tax is paid at this stage (4% of the declared purchase value). Unfortunately, checks are not always carried out and you should therefore consider using a service such as The Foreign Citizens Advice Centre to carry out independent checks for you. You should be aware that most vendors will want to complete within a week for resale properties and therefore having ready funds in place is recommended.

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Q: What should I expect to pay in community fees?

A:

This can vary from development to development. Your adviser should look into this for you. Usually, though, in developments with around 50-80 houses with no pools, you can expect to pay around £150 per year for maintenance of shared areas and gardeners, lighting, security etc. You should double this figure for the developments with shared pools.

 

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Q: Like in the UK are the solicitors involved in property purchases?

A:

Yes. As well as the Public Notaries, Solicitors can handle the purchase of property in Turkey. Although most Turkish people will choose Notaries, we recommend that you hire a solicitor for a secure purchase. Solicitors will direct you in the right way for each individual property. The Foreign Citizens Advice Centre can help you to choose a solicitor with the right experience and with a proven track record of handling sales to foreign citizens.

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Q: Are there any ongoing taxes?

A:

State property tax (at 0.1% of the ratable value), environmental tax and wealth tax (if applicable). However, these are relatively low and again your adviser should be able to inform you of the details.

 

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Q: What documents are required?

A:

Your passport(s) which will be copied and translated into Turkish and 2 passport sized photographs. The notary’s office works in conjunction with the title deeds office and the Army headquarters of the area you are purchasing in. The translated documents will be checked by the army to ensure there is no record of criminal intent or activity against Turkey and that any property being purchased by a foreigner is not in proximity to or intended to be used for any military purposes. This can take 1-2 months but in a lot of cases military clearance can be granted in a single day. You can ask The Foreign Citizens Advice Centre to check for you whether your own purchase can be cleared in a day or take longer.

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Q:What is the general buying process in Turkey?

A:

After paying the reservation fee, your representative should carry out the title deeds checks. A contract will be drawn up between the seller and purchaser. This will give details of the completion date, payment schedule and terms and conditions. When this is signed by all parties, the appropriate deposit is paid. The seller will then apply for a security clearance to allow you to own a property in Turkey – this will often be applied for on your behalf by the developer or your representative. You can sign a Power of Attorney to allow your representative to conclude the necessary paperwork, if your circumstances require it. However, you are strongly advised to only give power of attorney to a truly independent representative and not the estate agent or lawyer provided by them as they have a serious financial conflict of interest and may not always act in your own best interests. The Foreign Citizens Advice Centre can give you confidential advice on the best way to appoint a representative and stay safe.

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Q: How much should I plan to spend for a resale (new or old) property?

A:

Whether it’s a new or a resale property you are buying, we suggest that you hire a Lawyer in Turkey. Cost of this starts from £250. Most solicitors will have to use an authorised translator to prepare these documents in your language. Cost of a translator is £60-£100. At the first stage these are the only extra moneys you’ll have to spend. The purchase tax will become due when your military permission arrives from the authorities. This might take around 1-2 months but these days it is more common for clearances to be given in a single day. This tax amount is 4% of the declared value of your property. There will be other small fees to be paid to the local authority and this is around £100.

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Q: How much I should expect to pay as deposit for a resale property and when is the balance expected?

A:

At the time of “reservation contract” the “Deposit Amount” is usually 10%. In some cases this might be up to 20%. Vendors, usually, will understand that it will take few weeks for a foreign national to arrange the finances back in their country and therefore usually allow around 4 weeks for completion. You are strongly advised not to pay deposits to the vendors or their agents directly. The Foreign Citizens Advice Centre can act as a third party intermediary to hold deposits to ensure that in the event that a purchase cannot be completed due to the fault of the seller the deposit can easily be returned.

 

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Q: On a new development, what is the average deposit required and can I pay in stage payments?

A:

You will normally pay a £2,000 reservation fee and 30-35% as a deposit within four weeks. Most developers offer stage payments with a degree of flexibility towards your own personal circumstances. This will be agreed at the time of purchase. You should, however, take independent advice on how to ensure that any payments that you do make are secure and that your legal interest in any property is properly registered.

 

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Q: Will the property be freehold?

A:

Most properties that are sold in Turkey are what we in the UK would refer to as ‘freehold’. There are some properties sold on “Lease Hold” but you should be made aware of that if ever you are offered one.

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Q: Are there any restrictions for foreigners purchasing in Turkey?

A:

There are restrictions for some countries. Great Britain & Republic of Ireland nationals can purchase property in Turkey within the limits of a city. Only in rural areas and military zones are there places where you cannot purchase. In the developments on estate agent’s books and their websites, there should not be any restrictions imposed but you should check with The Advice Centre first.

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Q: Can I work in Turkey?

A:

You can apply to the Turkish Consulate in your home country for a work permit in Turkey. Your work permit will depend on your circumstances. Although you are allowed to purchase property in Turkey, there is a “Security Investigation” to be carried out for every single foreign national. The Security investigation is a step after you decide on a property. Land Registry officials will send this to the authorities involved and we or your representative will need to chase the arrival. At the time of this application, they will need to see your passport as your identification and will keep a copy. One thing about the permission these days is that it can take up to 2 months to arrive but more often is being granted in a single day.

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Q: Can I reside in Turkey as a British national ?

A:

If you would like to relocate to Turkey, you travel first as a visitor and then apply locally for extensions of your stay for periods of up to two years at a time. After residing in Turkey for 8 years you can then, with certain terms and conditions, apply for a permanent residence. Consulate and immigration authorities in Turkey will check whether you have enough funds in your Bank or you are receiving monthly income (such as your pension) to support yourself in Turkey without needing to work. You can complete all the necessary paperwork at The Foreign Citizens Advice Centre during normal working hours.

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Q: Are there many English speaking lawyers in Turkey?

A: For Turkey as in other emerging markets, you can find more English speaking lawyers in large areas such as Istanbul, Izmir and Ankara and in the costal resorts such as Kusadasi, Bodrum, Altinkum and Fethiye.

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Q: What about healthcare in terms of the standard and costs?

A:

The standard is generally very good. All foreigners have to pay for medical treatment and there are reciprocal private health plans available from the UK which will be accepted in the private hospitals. You can purchase a health insurance plan in Turkey at very good rates. After being a resident for a year you can apply to be registered for Turkish National Insurance.


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Q: Where is the Turkish Embassy in the UK?


A:
43 Belgrave Square, London, SW1X 8PA Tel: 020 7393 0202 – e-mail: embassy.london@mfa.gov.tr

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Q: Can I as a foreign national buy or establish a company in Turkey?

A:

According to the foreign Direct Investment law, unless stipulated by international agreements and other special laws, foreign investors are free to make investments in Turkey and shall be subject to equal treatment with the local investors. The Turkish Commerce Law No 6762 determines the basics of establishment of companies and other commercial issues such as definition of company types capital requirements, registry etc. We can prepare more information on this issue if you are interested in making business in Turkey and direct you to other useful authorities.

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Q: Can I bring my household items to Turkey?

A:

Household items can be brought to turkey through a system called “Temporary Imports” provided that the validity of the residence permit is no shorter than one year. In this case you pay a deposit and take them back if you decide to return back to your country.

 

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Q: What is the government system in the country?

A: It is democratically elected as in Europe. Turkey is also one of the five permanent members of NATO and a member of the G20.

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Q: How much money can I take with me when I leave Turkey?

A:

Each time you are leaving Turkey, you cannot take out more than 10,000 EURO in cash or equivalent amount of other foreign currencies or Turkish Lira. However there is no limit on the monies you can transfer through a Bank.

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Q: Can I bring a car to Turkey?

A:

If you are a tourist visa holder, then you can bring a car to Turkey for a maximum period of six months. If you are a resident’s visa holder and want to bring your car then you will be treated as if you are importing a car and you’ll have to pay relevant taxes. There are other rules that apply and you should ask for further advice before driving to Turkey.

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Q: If I move to Turkey, can I take my dog/cat with me?

You can bring your pets to Turkey with you as long as you carry “live animals health / vaccination certificates” with you. However there is a legal limitation on the number of the live animals you can bring to Turkey. A person can bring, one cat, one dog, one poultry animal and 10 aquarium animals (such as fish) at the most. If you’d like to bring more than the allowed number then you are advised to have someone else traveling with you.


A:

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Q: What about eating out?

A: Again, you will benefit from the relatively low prices. Being a Muslim country, you will often find pork and its associated products excluded from the menu, however, there is a wide choice of other meats, seafood and vegetables. As well as Turkish cuisine, you will find English, Italian and Indian restaurants quite commonplace. Eating out should normally cost you half what you would pay in the UK. There are some English restaurants in most holiday resorts which offer some pork related food should you wish to have any.

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Q: How does the general cost of living compare to the UK?

A:

Fresh produce is great value for money. You’ll find most daily items up to 60% cheaper than in the UK with electronic items being the most expensive. Energy costs are similar to the UK.

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Q: What facilities are there on a typical development?

A:Owing to the very pleasant summer weather, which can get rather hot at its height, a swimming pool – communal, private or both – is the main pre-requisite. You will find some offering tennis courts, Turkish baths, spa rooms and easy access to golf.

 

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Q: Is social insurance coverage compulsory for foreign nationals in Turkey ?

A:

Short-term risk coverage (Health, maternity, occupational diseases) by the associated scheme is compulsory for all foreign nationals working in Turkey. On the other hand foreign nationals can voluntarily register with social insurance institutions for their long-term risk coverage (Old age, invalidity, mortality). However, citizens of some of the countries with reciprocity agreements in the power of law are covered by the relevant social insurance scheme. These countries are Germany, Netherlands, Belgium, Austria, Switzerland, France, Sweden, Libya, Denmark, Norway and Turkish Republic of Northern Cyprus.

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Q: Turkish Consulate General in the UK:

A: Rutland Lodge, Rutland Gardens, Knights Bridge, LONDON Tel: 020 7591 6900 E-mail: consulate.london@mfa.gov.tr

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Q: What if I would like to renovate my property?

A: There are teams of builders and competitive prices for renovating, painting and decorating your property. We have access to many local craftsmen and can give you the names of their previous customers as references.

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Q: Are families/children welcome?

A: Most definitely. There is a family orientated culture in
Turkey and children are welcome almost everywhere.

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Q: How safe is the country?

A:
Turkey is a very safe country with a relatively low crime rate.

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Q: What about furnishing my property?

A:

There is a wide range of furniture shops for you to explore. You should allow anything from £3,000-£7,000 to fully furnish an average sized property up to show house standard.

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Q: Can I rent out my property?

A:

Yes. The main season is from April to October but you will still be able to rent it out over the winter at lower rates. At the height of the summer, you can expect a more than reasonable return. We can recommend certain Villa Rental services that will offer you the best packages and put the maximum effort in to advertising and renting your holiday property to generally European holiday makers.

 

Q: What about paying for energy and water supplies if my main home is not in Turkey?

A: The easiest way to pay for your electricity is by direct debit via a bank in
Turkey, similar to the way you do at home. Currently all water bills are paid direct to the local Belediye (Council) office, however, arrangements can often be made with The Foreign Citizens Advice Centre regarding payment of all of your utility bills.

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Q: Can I find properties with swimming pools, Turkish baths, saunas and other facilities in Turkey?

A: Owing to the very pleasant summer weather, which can get rather hot at its height, a swimming pool – communal, private or both – is the main pre-requisite. There are many properties offering tennis courts, Turkish baths, spa rooms and easy access to golf courses.

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Q: Will I pay “Capital Gains Tax if I decide to sell my property?

A:

If you decide to sell your property any time in first five years (first four years if you acquired the property before 1st January 2007), you will have to pay “Capital Gains Tax” in Turkey. You will be exempt from this tax after the first 5 (or 4) years. The amount of the tax will be calculated as a percentage of the profit you make between the cost (What you declared when you first bought your property) and the sale price (What you declare at the Land Registry Office when you sell your property).

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Q: What about schools and colleges?

A: As a resident, you can send your children free of charge to local government schools. You can opt to pay for your child’s education at one of the many private schools. Both offer a good standard of education. The private schools are international and accommodate pupils from all over the world.

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Important Note: All the above information was gathered from different sources. We are condensing such information to help our readers in planning their trips or purchases in Turkey.

The Turkish Embassy and Turkish Consulate General in your home country are the authorities that you should get in touch with for more detailed information.

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